Sunday, April 27, 2014

Divine Homes Lahug, Divine Homes Lahug Cebu City, House and lot in lahug,Cebu ,For sale,House and lot in lahug,Divine Homes lahug Cebu City Philippines


Divine Homes Lahug Cebu City, Cebu -  An affordable House and lot soon to rise a. All units are TownHouse with balcony 4 bedrooms and 3 toilet & bath.
4 Bedrooms
3 Toilet and Bath
2 Car Garage

Prince Range : P 2.2M - P 3.4M
PAG-IBIG FINANCING SAMPLE COMPUTATION
DP% 30/70

Selling Price                     P 3,190,000.00
Estimated Equity @ 70%      2,233,000.00
Estimated Equity @ 30%         957,000.00
Less: Reservation Fee               20,000.00
Net Equity                             937,000.00
Add: Miscellaneous Fee           271,150.00
Total Cash Required             1,208,150.00

MONTHLY AMORTIZATION        106,679.17
(12) Months to PAY - 0% INTEREST
Estimated Monthly Amortization For:

     5   yrs. P 49,109.50
     10 yrs.    31,394.95
     15 yrs.    26,085.68
     20 yrs.    23,813.38
     25 yrs.    22,697.75
     30 yrs.    22,113.20
BANK FINANCING SAMPLE COMPUTATION
DP% 20/80

Selling Price P 3,190,000.00
Estimated Equity @ 80% 2,552,000.00
Estimates Equity @ 20% 638,000.00
Less: Reservation Fee 20,000.00
Net Equity  618,000.00
Add: Miscellaneous Fee 271,150.00
Total Cash Required 889,150.00

Monthly Amortization
(12) Months to Pay - 0% Interest P 74,096.00

Estimated Monthly Amortization
Factor rates:
 0.020516531 5yrs 52,358.19
0.012398568 10 yrs 31,641.14
0.009847395 15 yrs 25,130.55
0.00867823 20 yrs 22,146.84

 
 
PAYMENT TERMS
RESERATION FEE: P 20,000.00
PAG-IBIG FINANCING
30% of EQUITTY divided 12 months
70% Balance thru Pag-ibig Financing
BANK FINANCING
20% Equity divided 12 months
80% Bank Balance thru Bank Financing
SPOT CASH
10% DISCOUNT from the Selling Price
SPOT DOWNPAYMENT
5% DISCOUNT from the Down Payment
 

....for more information and preferences....
Contact: Liza
Smart: 09292815205
Sun: 09235536903
Globe: 09177925457
Landline: (032) 316-0176
Email: cebufairdeals@yahoo.com
International Phone: +63 9177925457

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